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	<title>Rossander's Security Reader &#187; social engineering</title>
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		<title>Phone scam targets insurance policyholders</title>
		<link>http://rossander.org/infosec/2008/12/phone-scam-targets-insurance-policyholders/</link>
		<comments>http://rossander.org/infosec/2008/12/phone-scam-targets-insurance-policyholders/#comments</comments>
		<pubDate>Tue, 02 Dec 2008 15:48:36 +0000</pubDate>
		<dc:creator>Mike Rossander</dc:creator>
				<category><![CDATA[ID Theft]]></category>
		<category><![CDATA[Phishing]]></category>
		<category><![CDATA[Specific Alerts]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[scam]]></category>
		<category><![CDATA[social engineering]]></category>

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		<description><![CDATA[Ohio Dept of Ins confirms a phone scam against insurance policyholders.  The fraudulent caller alleges that "there was a problem with your payment" and asks for confidential information such as SSN, birthdates or bank account numbers.
]]></description>
			<content:encoded><![CDATA[<p>The Ohio Department of Insurance has confirmed an on-going scam targeting insurance policyholders.  According to the ODI, the scam is currently targeted primarily at auto policies.  In this scam, the caller alleges that &#8220;there was a problem with your insurance payment&#8221; and asks for confidential information such as bank account numbers, birthdates, SSNs, etc.  The call often includes a threat that &#8220;your coverage will lapse&#8221; if the customer does not comply.</p>
<p>You can read the full ODI press release at <a href=http://www.ohioinsurance.gov/Newsroom/scripts/Release.asp?ReleaseID=6264>ohioinsurance.gov</a>.</p>
<p>Insurance companies do sometimes ask for confidential information such as SSNs and birthdates in the normal course of business.  However, it would be highly unusual for the insurance carrier to contact the customer directly or to do so other than in writing.  If you receive a call that strikes you as suspicious, <b>hang up and call the number printed on your last policy statement</b>.  If the call was legitimate, the customer service representative will be able to look up your account and confirm it.</p>
<p>Be very cautious about handing out your personal information to anyone you do not know well.  Ohio customers who have already received one of these fraudulent calls, are asked to report it to the ODI at 1-800-686-1527.</p>
<p>Lastly, if you believe that you may have given up your confidential information to a fraudulent caller, you should check your credit report and consider putting a fraud alert on your account.  For more on how to check your credit report, you can follow <a href=http://rossander.org/infosec/?cat=30>this link</a> to the archive of tips on this topic.</p>
<div align=right><small><i>From <a href=http://infosec.westfieldinsurance.com/2008/12/phone-scam-targets-insurance-policyholders.html>westfieldinsurance.com</a></i></small></div>
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